Is the plan's risk exposures acceptable given its return objectives?

reasonable-distribution-rate-trust.jpgBalancing the risk and return considerations is a central ERISA duty for a plan trustee. Each fund has particular needs, and if the plan assets are inconsistent with that need or the risk associated with the assets puts the needed outcome in jeopardy, the trustee can find himself in hot water.  In this video we will give some examples of how plan trustees breached this duty as well as outline a process for prudent governance surrounding this duty.

In this 2o-minute video, we will teach you:

  1. What to look for in the Plan Document as it relates to risk and return objectives.
  2. How ERISA code can be translated into a policy for balancing risk and return.
  3. A few governance procedures that can protect the plan against unacceptable risk exposures.